Best Financial Advisory in Singapore
The best financial advisory firms in Singapore for most people are Financial Alliance, IPP Financial Advisers and Synergy for full-service planning, Providend if you want a fee-only adviser, and Endowus or Dollar Bureau if you prefer a low-cost, digital start. We re-checked every firm below in October 2026.
What’s changed in 2026
- Infinity Financial Advisory was acquired by KKR-backed Ascend Asia Financial Services Group, with MAS approval. It keeps its own brand.
- Corporate Cover has been removed. It is a business insurance matching service, not a financial adviser.
- IPPFA’s contact details were wrong in the old version. The details below are from its own website.
- Prudential Singapore said in September 2026 that unit trusts will be offered through its tied-agency representatives from 2027.
- Providend, Singapore’s first fee-only wealth adviser, has been added.
How to choose a financial advisor in Singapore
Start with your goal: retirement, investing, insurance, or business planning. Then check how the adviser is paid. Commission-based firms earn from the products you buy. Fee-only firms charge you directly.
Always confirm the adviser is licensed. Search the name on the MAS Public Register of Representatives before you share personal details. Scammers have impersonated advisory firms in Singapore.
Dollar Bureau
- Website
- dollarbureau.com
- Phone
- +65 8774 7769
- Address
- 10 Anson Road, #33-03 International Plaza, Singapore 079903
- Services
- Insurance reviews, investment guidance, financial planning consultations, free planner matching
Dollar Bureau is a personal finance site with regular guides and product reviews. Its blog was updated in September 2026. It can also connect you with a financial planner for free.
It is a good place to learn before you commit. It is not a full wealth manager, so expect to be passed to a planner for advice.
Endowus
- Website
- endowus.com
- Phone
- +65 3138 9167
- support@endowus.com
- Address
- 158 Cecil Street, #08-01, Singapore 069545
- Hours
- Monday to Friday, 9am to 6pm, excluding public holidays
- Fees
- Cash portfolios 0.60% a year on the first S$200,000, falling at higher balances. CPF and SRS portfolios 0.40% a year
Endowus is a MAS-licensed platform for investing cash, CPF and SRS money. It also offers advisory support. Fees are all-in, with no sales commissions, according to its website.
It suits people who want low-cost, goals-based investing. It is less suited to estate or insurance-heavy planning.
Financial Alliance
- Website
- fa.com.sg
- Phone
- +65 6222 1889
- feedback@fa.com.sg
- Address
- 150 Beach Road, #12-01/08 Gateway West, Singapore 189720
- Services
- Personal advisory, private wealth, Islamic wealth, fee-based planning, corporate advisory
Financial Alliance is a MAS-licensed independent firm operating since 2002. It covers individuals, families and businesses, so it works as a one-stop option.
Much of its advice is commission-based. Ask how your adviser is paid before you buy.
Global Financial Consultants
- Website
- gfcadvice.com
- Phone
- +65 6532 2711
- info@gfcadvice.com
- Address
- 14 Robinson Road, Far East Finance Building, #10-01, Singapore 048545
- Services
- Savings and investments, protection, education and retirement planning, CPF investment, UK SIPP and pension transfers, legacy planning
GFC advises expatriates in Singapore and has done so since 1997. Its site was publishing expat planning articles as of April 2026.
It is strongest for UK pension and cross-border questions. Ask for its fee structure in writing.
Infinity Financial Advisory
- Website
- home.infinityfa.com.sg
- Phone
- +65 6730 9813
- Address
- 10 Eunos Road 8, North Lobby, SingPost Centre, #08-02, Singapore 408600
- Services
- Wealth management, investment planning, retirement savings
Infinity was acquired in 2026 by Ascend Asia Financial Services Group, which is backed by KKR. MAS approval was obtained, and member firms keep their own brands.
It targets younger and tech-savvy clients through its app and large partner network.
IPP Financial Advisers (IPPFA)
- Website
- ippfa.com
- Phone
- +65 6511 8888
- enquiry@ippfa.com
- Address
- 78 Shenton Way, #30-01, Singapore 079120
- Services
- Personal advisory, private wealth advisory, business advisory, retirement planning
IPPFA has operated since 1983 and says it has over 350 consultants. Its site carries a scam alert about people impersonating its representatives.
Confirm any IPPFA representative through the firm’s published number before you transfer money.
Karen Tang, CFP®
- Website
- karentang.sg
- Phone
- +65 6252 8500
- karen@karentang.sg
- Address
- SingPost Centre, Singapore
- Services
- Legacy, education, retirement and protection planning, wealth accumulation
Karen Tang is a Certified Financial Planner. Her blog was updated in September 2026, and her site says she has been featured on CNA.
She is a solo practitioner, so call ahead to check availability.
Prudential Financial Advisers
- Website
- prudentialfa.com.sg
- Phone
- +65 6333 0333
- Hours
- Monday to Friday, 8:30am to 5:30pm
- Services
- Wealth, insurance and financial planning through an appointment with a Wealth Manager
Prudential Financial Advisers is the advisory arm of Prudential Singapore, launched in April 2023. Jeff Ang is its CEO.
Book an appointment on its site. Ask which providers it can recommend, as it is linked to Prudential.
Singapore Expat Advisory
- Website
- singaporeexpatadvisory.com
- Phone
- +65 9432 8781
- Address
- 7500A Beach Road, #02-312 The Plaza, Singapore 199591
- Services
- Retirement, investment, insurance, tax guidance, education and estate planning
It works as an agency of PromiseLand Financial Advisory Pte Ltd, a MAS-licensed adviser. It serves expats, PRs and citizens.
It suits expats with cross-border needs. Ask about fees and product commissions first.
Synergy Financial Advisers
- Website
- synergy.com.sg
- Phone
- +65 6654 1888
- Address
- 51 Bras Basah Road, #07-03 Lazada One, Singapore 189554 (by appointment only)
- Services
- Personal and corporate solutions, general insurance, high net worth advisory
Synergy holds MAS licence FA100050 and shows 2025 and 2026 growth awards on its site. It handles both insurance and investment needs.
Providend
- Website
- providend.com
- Phone
- +65 6309 2488
- Address
- 38 Duxton Hill, Singapore 089616
- Services
- Wealth, investment and estate planning, risk mitigation
Providend describes itself as Singapore’s first fee-only wealth adviser. It rebates product commissions to clients. The first meeting is free, per its website.
This is the pick for anyone searching for a fee-only financial advisor in Singapore. Ask about minimum assets and fees up front.
Frequently Asked Questions
Who is the best financial advisor in Singapore?
It depends on your needs. Financial Alliance, IPPFA and Synergy cover full planning. Providend is fee-only. Endowus suits low-cost investing.
What is a fee-only financial advisor in Singapore?
A fee-only adviser is paid by you, not by product commissions. Providend is one example and rebates commissions to clients.
How do I check if a financial advisor is licensed?
Search the representative on the MAS Public Register of Representatives. Check that the firm holds a MAS licence too.
What is the difference between a financial advisor and an insurance agent?
Advisers cover investments, retirement and estate planning. Insurance agents mainly sell insurance. Many firms offer both, so ask how you are paid.
Are there independent financial advisers in Singapore?
Yes. Financial Alliance, IPPFA, Synergy and GFC are independent firms. Most earn commissions, so ask for a fee disclosure.
What does a financial planner do?
A planner reviews your income, savings, insurance and goals. They then set a plan for retirement, education or wealth growth.
Sources
Checked on 8 October 2026. Prices and hours change; confirm with the business before you go.
- corporatecover.sg — Corporate Cover business model
- dollarbureau.com — Dollar Bureau status, Sept 2026 blog post, address
- endowus.com — Endowus fees, contact, hours
- fa.com.sg — Financial Alliance contact, address, services
- gfcadvice.com — GFC contact, April 2026 content
- home.infinityfa.com.sg — Infinity contact and address
- caproasia.com — Ascend Asia acquisition of Infinity, May 2026
- ippfa.com — IPPFA contact, scam alert
- karentang.sg — Karen Tang contact, Sept 2026 blog
- prudentialfa.com.sg — Prudential FA contact and hours
- malaymail.com — Prudential Sept 2026 unit trust announcement
- singaporeexpatadvisory.com — Singapore Expat Advisory contact, address, PromiseLand link
- wealthmanagement.sg — PromiseLand licence and May 2026 company record (snippet)
- synergy.com.sg — Synergy contact and address
- providend.com — Providend fee-only model, contact, free first meeting